If you are going to make a trip and you do not want any incident or unforeseen event to ruin it, you should consider taking out travel insurance. These travel insurances cover incidents that may occur during a trip. With this insurance, you can enjoy your trips without worries and feeling protected. When hiring a travel insurance policy, the guarantees that it covers depend on the place of destination, its duration or the purpose of the trip.
What does travel insurance cover?
In travel insurance there are several types of guarantees. Assistance coverage for the insured during the trip is the most common. The most common warranties are:
Medical assistance
With this coverage, the insured is guaranteed medical care in the event of an accident or illness. This guarantees medical, pharmacological, hospitalization and surgical expenses. In addition, these coverages can always be extended including, among other coverages, the transfer or repatriation of the insured.
Luggage coverage
The loss or theft of luggage is another of the most contracted coverages in travel insurance. With this coverage, the insured is guaranteed economic compensation in the event of losing luggage. In addition to loss, theft or damage to your luggage or personal effects during transport is also guaranteed.
Delays
Another coverage offered by some companies is the delay in travel when they are delayed for reasons beyond the insured's control. These delays may entail an extra expense for the insured for the purchase of basic necessities, expenses for removal or expenses for the use of another means of transport.
Legal defense
With this coverage, the insured can receive telephone legal advice as well as have covered the legal defense expenses that may be required as a result of the trip.