Second category vehicles, such as trucks, tractor heads and trailers, are also required to have Compulsory Civil Liability insurance. Request your quote from Canarisk now to have the best truck and trailer insurance in the Canary Islands.
Is it mandatory to take out truck insurance?
Like all vehicles on the road, trucks are required to have mandatory third-party liability insurance. At Canarisk, we offer the best truck insurance in Tenerife and Las Palmas.
Is it mandatory to take out trailer insurance?
A registered trailer is considered a vehicle in circulation and is subject to current mandatory vehicle insurance legislation. Insuring a trailer in the Canary Islands is quick and easy through our insurance brokerage in Tenerife and Las Palmas.
When is a vehicle considered to be Category XNUMX?
A vehicle is classified as category two when its maximum authorized mass (MAM) exceeds 3.500 kg. The vehicle's type and category will be indicated on the vehicle registration document.
Can you take out All Risk insurance for trucks and trailers?
Just like with car insurance , you can improve your truck insurance policy by adding more coverage. Among the additional coverages that can be included is comprehensive coverage , with or without a deductible, which covers damage to your own vehicle. To take out comprehensive insurance for trucks and trailers, you need to provide the vehicle's purchase price, as well as the value of any non-standard accessories.
Does truck insurance cover driver accidents?
Truck insurance policies can include driver accident insurance. This coverage provides a lump sum payment in the event of the driver's death or disability due to a traffic accident. The insured amount can range from €6.000 to €30.000 , depending on the insurer.
Is travel assistance covered in trailer insurance?
Roadside assistance can be purchased under trailer insurance, just as it can be for trucks and tractor units.
Is it important to use the truck and trailer to take out insurance?
When taking out truck and trailer insurance in the Canary Islands, you must specify the intended use of the vehicle: personal use, own transport, transport of goods for third parties, goods delivery, etc. The declared use affects the insurance premium. Our insurance brokers can advise you on choosing the best truck and trailer insurance in the Canary Islands.
What insurer covers the loss of a tractor unit with a trailer?
As we have seen, insurance is mandatory for both tractor heads and trailers. Hence, if there is an accident involving both vehicles, the insurers will share the blame: 70% the insurance company of the tractor unit, and 30% the insurance company of the trailer. At Canarisk, we manage your claims and advise you on all matters related to your insurance.
