Business insurance is designed to protect your business against any unforeseen event. We help you to contract the best business insurance in the Canary Islands, adjusted to your needs and the activity of your business.
What does business insurance cover?
Trade insurance is a form of multi-risk insurance which includes a comprehensive coverage package: fire, explosion, theft and robbery, electrical damage, water leaks, glass breakage, damage due to atmospheric causes, as well as economic losses that may be suffered as a result of the temporary closure of your business. Although, depending on the commercial sector, you may need specific coverage such as machinery breakdown, electronic equipment breakdown, coverage for refrigerated goods, etc. At Canarisk, we advise you on the optional guarantees that it is advisable to contract according to the type of business.
Are damages caused to third parties covered?
trade insurance includes Civil Liability coverage, that covers material or personal damage caused to third parties as a result of the exercise of our commercial activity, or those derived from the ownership or rental of the property where the activity is carried out.
Can I insure my business as a tenant of the premises?
Business insurance can also be contracted when you carry out your activity in a leased premises. In this case, it is not necessary to insure the value of the building, but the value of the reform works or improvements that you have carried out in the premises, as well as the content of your property and stock that you store in the store.
What is the mainland capital in Commerce insurance?
The continent is the property and its fixed elements, understanding as such those that cannot be detached from the construction without damaging it or without being damaged. The capital for which the building is insured is the reconstruction value of the property. If you have doubts about the capital of secure continent of commerce in the Canary Islands, Contact our advisors!
What is the content capital in the Commercial insurance?
Content is the capital corresponding to the value of furniture, industrial trousseau, machinery, electronic equipment, as well as the merchandise of the activity.
Can commercial premises rented to third parties be insured?
If you are the owner of a commercial premises and you use it for rent so that other people carry out their activity, you can effectively take out insurance that covers the damages suffered by the premises itself. In addition, if you rent a business premises in the Canary Islands, at Canarisk we offer you the best protection for landlords with the rental income non-payment insurance.
Is Civil Liability covered in Commercial insurance?
The commercial insurance that we offer in our insurance brokerage in the Canary Islands, can optionally include the Civil Liability guarantee, to cover material or personal damage caused to third parties. It is also possible to hire a General Civil Liability insurance independently of your Commercial insurance.
How much does Business insurance cost in the Canary Islands?
At Canarisk you will find the best prices in business insurance in Tenerife and Las Palmas, without giving up the best coverage. The price of commercial insurance in the Canary Islands It depends on factors such as the type of commercial activity, capital and contracted coverage. If you want to quickly and easily receive a insurance quote for commerce in the Canary Islands, Contact our team now!
