Office insurance is designed to cover the risks to which an office or office is exposed, whatever its activity. At Canarisk, we help you choose the best office insurance in the Canary Islands, with the coverage that best suits your needs.
What does office insurance cover?
Office insurance is a type of multi-risk insurance, similar to commercial insurance , that includes basic coverage for fire, explosion, theft and robbery, electrical damage, water leaks, broken windows, and weather-related damage. Depending on the activities carried out in the office, other more specific coverages can be considered.
What coverage can I include in the office insurance?
Depending on the type of office and the activity you carry out, you may need more specific coverage, such as the breakdown of electronic equipment, or guarantees with higher limits, such as the theft of cash in furniture or in a safe. At Canarisk we help you detect your insurance needs.
Are damages caused to third parties covered?
Office insurance includes Civil Liability coverage, which will cover material or personal damage caused to third parties as a result of the activity carried out in the office, as well as damage arising from ownership or lease of the premises.
What is the continent and content in office insurance?
The building itself and its fixtures are considered part of the structure, and the insured capital is the reconstruction value of the building, unless you are a tenant, in which case you will insure the cost of any renovations. The contents , on the other hand, are the office furniture and furnishings, including computers and all equipment necessary for carrying out the business.
Can the breakdown of electronic equipment be covered by office insurance?
The electronic equipment breakdown guarantee is an optional guarantee for office insurance. A limit per claim can be contracted, depending on the amount and value of equipment available at the office.
How much does office insurance cost in the Canary Islands?
At Canarisk, we design the most affordable office insurance policies in the Canary Islands without compromising on top-notch coverage. Office insurance premiums depend on factors such as the type of business activity and the insured amounts. Contact our team now to get your office insurance quote in just a few minutes.
Can I take out rented office insurance in the Canary Islands?
If you own an office in the Canary Islands that you rent to third parties, you can take out office insurance to cover damage to the property or damage it causes to third parties. Conversely, if you are a tenant of an office in the Canary Islands , you can take out office insurance to cover your belongings, furnishings, and electronic equipment, as well as any liability arising from your office activities.
