Office insurance is designed to cover the risks to which an office or office is exposed, whatever its activity. At Canarisk, we help you choose the best office insurance in the Canary Islands, with the coverage that best suits your needs.
What does office insurance cover?
Office insurance is a type of multi-risk insurance, similar to trade insurance, which includes basic coverage for fire, explosion, theft and theft, electrical damage, water leaks, glass breakage, damage due to atmospheric causes. Depending on the activity you carry out in the office, other more specific coverage can be studied.
What coverage can I include in the office insurance?
Depending on the type of office and the activity you carry out, you may need more specific coverage, such as the breakdown of electronic equipment, or guarantees with higher limits, such as the theft of cash in furniture or in a safe. At Canarisk we help you detect your insurance needs.
Are damages caused to third parties covered?
Office insurance includes Civil Liability coverage, which will cover material or personal damage caused to third parties as a result of the activity carried out in the office, as well as damage arising from ownership or lease of the premises.
What is the continent and content in office insurance?
The continent is the property and its fixed elements, and the capital that is insured is the reconstruction value of the property, except if you are a tenant, who will insure the capital of reform works, if any. For its part, the content is the furniture and furnishings of offices, including computers and all the necessary equipment for the development of the activity.
Can the breakdown of electronic equipment be covered by office insurance?
The electronic equipment breakdown guarantee is an optional guarantee for office insurance. A limit per claim can be contracted, depending on the amount and value of equipment available at the office.
How much does office insurance cost in the Canary Islands?
At Canarisk, you design cheapest office insurance in the Canary Islands without giving up the best coverage. The office insurance premium depends on factors such as the activity that takes place and the capital that is insured. contact now with our team to get your office insurance quote in a few minutes.
Can I take out rented office insurance in the Canary Islands?
If you are a owner of an office in the Canary Islands that you rent to third parties, you can take out your office insurance to insure the damage to the property or the damage it causes to third parties. If instead you are tenant of an office in the Canary Islands, you can take out office insurance to insure your content, trousseau and electronic equipment, as well as civil liability arising from your activity in the office.
