If you dedicate yourself to the organization of shows and events in the Canary Islands, you should know that the Government of the Canary Islands requires you to take out Civil Liability insurance that covers claims for damages to third parties arising from the organization of the event.
What is a Civil Liability Insurance?
The civil liability insurance covers the liability that is attributable (directly, severally or subsidiarily) to the owners of the establishments or to the organizers or promoters of public shows. In this way, the insured may be liable for personal and material damages and consecutive damages caused to users or assistants and to third parties and their property; provided that said damages have been produced as a result of the management and operation of the establishment or the performance of the show, as well as the activity of the personnel at your service or of the subcontracted companies.
What capital do I need in my Civil Liability Insurance?
The capital insured in a civil liability policy depends on the maximum authorized capacity of the establishments or of the facilities or spaces open to the public in which the event is held, as well as other risk factors, the characteristics and circumstances of the establishment and show . On an estimated basis, for a capacity of 100 people, a capital of €300.000 must be insured; while for a capacity of 1.000 personnel, the insured capital must be €900.000.
What capital to insure in case the show takes place on public roads?
The performance of public shows on public roads or in other open spaces for public use not delimited, in the Canary Islands, requires the contracting of a civil liability insurance policy for a minimum amount of 600.000 euros of insured capital. The RD 86/2013, of August 01, which approves the Regulation of classified activities and public shows in the Canary Islands, regulates, among other aspects, the requirements of the policies that must be contracted for the development of these activities.
Concentrate your insurance with Canarisk
Concentrate all your insurance in Canarisk and obtain numerous advantages and benefits. Hiring all your insurance in our Insurance Brokerage in Tenerife and Las
We got the best medical insurance in the Canary Islands for you!
If you are looking for private health insurance in Tenerife and Las Palmas, you have come to the right place. Our knowledge of the local market allows us to always offer you,
Guaranteed improvement of your insurance
At Canarisk we are committed to improving any insurance you bring from the competition, under equal conditions and coverage. Your trust in our management deserves this