At Canarisk we are specialized in managing company claims in the Canary Islands and in claims to defend the interests of our clients. If you want us to manage a claim, sign the broker appointment letter now!
Unfortunately, claims management is becoming more and more complex, and we regularly come across many Incidents during the processing of a claim in the Canary Islands:
- Conditioned with unclear clauses that benefit the position of the insurer.
- Insurance brokers, who do not analyze in detail the conditions of the policies, or who make favorable interpretations only for the insurer.
- Experts exceeded in workloads, which delay or hinder the resolution of claims.
All this generates many inconveniences, and above all economic losses, when it comes to business customers. Thus, It is essential to have an insurance broker such as Canarisk, which is involved in the entire claim processing process, controlling the deadlines and incidents that arise, which carefully analyzes the contracted coverage, and which defends the interests of its clients before any instance.
How does Canarisk intervene to resolve large business claims in the Canary Islands?
In certain accidents in which the damages are apparently large and serious, our insurance brokers in Tenerife and Las Palmas, propose to the client the intervention of a private expert to verify the cause of the claim and assess the magnitude of the damage caused. In this way we certify by an expert outside the insurer, both the occurrence of the loss and the damage caused. At Canarisk, we work with top-level experts in Tenerife and Las Palmas.
How do we act at Canarisk if the appraisal of the company expert does not coincide with that of the private appraiser?
It may happen that there are discrepancies between the appraisals of the client's experts and those of the insurer. In these cases, the Article 38 of the Insurance Contract Law It stipulates the possibility of appointing, by mutual agreement between both parties, a third expert who will act as arbitrator. This procedure is known as Third Party. Our insurance brokerage in Tenerife and Las Palmas will advise you on the appointment of the third expert and all the necessary procedures for his appointment. Extensive information in our post “How to make a claim against an insurer in the Canary Islands?”
What does the third party process regulated in the insurance contract law imply?
Once the third expert has been appointed by common agreement between the parties, he will require from both experts all the documentation in his possession and the arguments to defend their respective positions. The third expert must conclude his intervention with the issuance of an act in which he collects the criteria of the three intervening experts, and in which he expresses his opinion regarding the cause of the loss, assessment of the damages and coverage of the loss. It is chosen by mutual agreement between the insurer and the client. This record must be signed by the experts, in the sense of agreement or disagreement with the assessment of the third expert.
If you want to know more about claims management and what other concepts you can claim in addition to the payment of compensation, continue reading our article "What amounts can I claim from the insurance company for a claim?"
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