Insurers generally limit the contracting of car insurance under 25 years or with less than 2 years old of the driving license. The reason is that statistics indicate that young drivers have a greater possibility of accidents behind the wheel. This would be related to the lack of experience and a greater aggressiveness while driving.
The policy of the insurance companies is to deny coverage to these novice drivers, or significantly raise the premium to be paid. The problem is served, given that a large part of young drivers regularly or occasionally drive vehicles insured in the name of their parents. If we take into account that in general the insurance contracts include clauses limiting driving by novice drivers, we realize that many of them drive irregularly, with serious consequences in the event of an accident of relevance.
We advise properly assessing the insurance of new drivers, declaring and paying what corresponds to the new driver. Currently there are modalities of various insurers with solutions for this type of driver. With the correct advice you can guarantee that your child is well insured and avoid unpleasant surprises.
En Canarisk Insurance Brokerage We can advise you on the correct management of insurance for a new driver.