Recientemente The Government approved a Royal Decree that regulates the expert processes that are requested by individuals in cases of extrajudicial claims for facts related to the circulation of motor vehicles. This regulation began to be applied on January 1, 2016 and with this it is intended that individuals can achieve an agile and effective solution in traffic accidents in which they suffer bodily harm.
What to do if you are not satisfied with the compensation offered by the insurer?
This new standard It allows an extrajudicial route so that the injured parties and the companies can agree on compensation for bodily injuries in the case of traffic accidents. The advantages for individuals are summarized in the streamlining of the procedure, allowing the injured party to collect compensation earlier and save the costs of filing a lawsuit.
What to do in case of disagreement with the compensation offer made by your insurance company?
If you are not satisfied with the insurance company's offer, may request an expert report on bodily harm suffered from the Institutes of Legal Medicine and Forensic Sciences.
Who and how can request the expertise?
It can be requested by the victim of the accident, and in the event of death, by the widowed spouse, ascendants, descendants, siblings and relatives, as well as the insurance companies that must make a reasoned offer to the injured party. The request may be made by the injured party and the insurer by mutual agreement. In the absence of this, it may be requested by the victim.
What cost does this expert procedure have for the injured party?
Whether the request is made by common consent or not, the costs of the expertise will be borne by the insurance company.