If you are worried that they may occupy your home or your premises, we can help you find an anti-squat insurance that provides you with greater security.
The crisis has caused the illegal occupation of homes to be the alternative that many people who have no home resort to. According to statistics from the Ministry of the Interior, Complaints for occupation of all types of properties amounted to 7.450 in the first half of 2020. This represents an increase of 5% compared to the same period in 2019. These figures alert homeowners and families who fear the illegal occupation of their home, with the serious consequences that this entails.
Solutions must be offered to avoid these cases, to protect the right of access to housing, but also the right to private property. But while solutions arrive, as a homeowner, whether it's your regular home or a vacation home, you must take precautions to avoid “squatting”.
What insurance offer coverage against the illegal occupation of homes?
The worrying rise in home occupation cases has led insurers to offer their clients coverage that protects them from squats. Although there is no specific product aimed at covering this problem, there are currently two types of insurance that are interesting to protect your home:
Home Insurance as a guarantee against squatting
We have analyzed different conditions of Home policies to study the guarantees offered by this insurance product against the problem of squatting. Although it is true that most insurers exclude it, at Canarisk we have solutions that will protect your home in the event of being illegally occupied.
Our Home Insurance in the Canary Islands, In addition to the usual guarantees for damage to the home, they include the following coverage against squatting:
- Material damage to the home caused by squatters. The insurance covers damage caused by squatters. This coverage is usually a special extension of the guarantee against acts of vandalism.
- Housing uninhabitability coverage. The insurer offers temporary accommodation if the occupied dwelling is your usual home.
- Legal advice. The legal expenses for the eviction of the squatters and the claim for damages caused to the home are covered.
Legal Defense Insurance for owners of squatted housing
Legal defense insurance is designed to protect and defend the rights and interests of owners of any type of property: homes, premises, offices, industrial buildings, etc. These insurances offer guarantees for the defense and claim of damages caused to the property:
- Legal assistance.
- Claim for the recovery of the occupied property.
- Claim for damages caused to the occupied property.
- Defense in administrative matters.
How much does an anti-squatters legal defense insurance cost in the Canary Islands?
Our insurance brokerage in Tenerife and Las Palmas has quite cheap insurance proposals to protect your property against illegal occupation in the Canary Islands. you can get your legal defense insurance in the Canary Islands from just €22. Or if you prefer, you can take out home insurance Tenerife and Las Palmas with extended coverage to protect you against illegal occupation.
If you are interested in more information about anti-squatters insurance and want to receive personalized advice, contact us!
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