Doubts may arise when hiring private health insurance. As we have always insisted,or more advisable is to seek advice from professionals who tell you what insurance to hirel, and how to contract it, depending on the specific needs and circumstances of each person.
What is the health questionnaire?
When hiring health insurance, insurers provide you with a questionnaire with questions about your health status, habits and medical history. With this health declaration, the company will be able to make a correct risk assessment. If the existence of any disease or pathology is hidden, the insurer may subsequently exclude you from carrying out any test, if it is determined that this pathology pre-exists the contracting of the insurance.
Can I go to the doctor the day after taking out health insurance?
Normally, most health insurance guarantees are covered from the first day the policy is contracted. Although, companies can establish certain grace periods, that is, for a time the insured will not be able to use the services determined by the insurer.
What are medical charts?
Unlike public health, with private health insurance you have the power to choose the specialist or center where we want to be treated. For this reason, it is advisable to compare the medical charts of the companies and know the number of specialists and centers that the company has, as well as what specialists there are in your municipality or nearby towns.
What are copays?
Copayments are the amount paid by the insured when making use of their insurance (consultation with a specialist, diagnostic test, etc.). Copayments for services used during the month are added to your monthly insurance rate. Currently, insurers offer products with low, medium or high copays. If you take out a policy with copays, the premium you will pay for the insurance will be cheaper.
Concentrate your insurance with Canarisk
Concentrate all your insurance in Canarisk and obtain numerous advantages and benefits. Hiring all your insurance in our Insurance Brokerage in Tenerife and Las
We got the best medical insurance in the Canary Islands for you!
If you are looking for private health insurance in Tenerife and Las Palmas, you have come to the right place. Our knowledge of the local market allows us to always offer you,
Guaranteed improvement of your insurance
At Canarisk we are committed to improving any insurance you bring from the competition, under equal conditions and coverage. Your trust in our management deserves this