Saving on your insurance in the Canary Islands is possible, although you need to know some necessary tips so that you do not pay more than you should on your insurance.
Here we explain 6 simple tips with which you can save on your insurance in the Canary Islands. If you don't want to pay more for your insurance, contact us now.
Compare to save on your insurance
Comparing is the key to a good choice and saving on your insurance. Compare the conditions, guarantees and premiums offered by each insurer. Canarisk offers you its online insurance comparator in the Canary Islands. In a few minutes you will be able to obtain a quote from several insurers for your car insurance, motorcycle insurance, home insurance, health insurance, funeral insurance and life insurance.
Group your insurance
Concentrating your insurance in the same brokerage will bring you benefits and you will be able to save on your insurance. In addition to having better control of your insurance, you can benefit from discounts for the volume of policies contracted. At Canarisk you can benefit from the "CONCENTRA" campaign, with great advantages for grouping your insurance with our brokerage. Check here the conditions of the Concentra campaign.
Avoid payment installments and save surcharges
Avoid the costs generated by splitting receipts. Insurance companies apply surcharges that can be 2% for semi-annual payments, or 4% for quarterly payments. If possible, pay your insurance annually and save on surcharges.
Consider applying deductibles or copays
It is common to apply deductibles in insurance to reduce the cost of premiums. The franchise is the amount assumed by the insured in the event of an accident. It is frequent in car insurance at all risk, that the client assumes a small excess of €180 or €300. Also in damage insurance ( home insurance, community insurance, trade insurance…. ) it is possible to apply excesses in some coverages. In the Health insurance Copayments are usually contracted, which are a fee that the insured would pay for the use of the contracted medical services.
Don't pay for unnecessary coverage.
Sometimes you can have guarantees in your policies that you do not need, that you have never used and that you probably never will use. When hiring insurance it is always advisable to have the advice of professionals who analyze the risks you want to insure and what your needs really are. With Canarisk you will have at your disposal a personalized advisor who will design your insurance according to your needs.
Cancel your previous policy before contracting the new one
It is common for the client to focus on contracting the new policy and forget to cancel the current insurance in a timely manner. He must know that the cancellation of a policy must be communicated to the insurer one month in advance. If you do it this way, you will avoid claims from the companies, which, depending on the amount of the premium, could even be prosecuted. See our article “How can I cancel a policy?”.
Saving on your insurance in Tenerife and Las Palmas is possible with Canarisk
At Canarisk we offer you the best insurance in the Canary Islands, with personalized advice and the best prices. Our Insurance brokerage in Santa Cruz de Tenerife and Las Palmas de Gran Canaria, guarantees you the improvement of any insurance of the competition, in equal conditions and coverage. We are an independent brokerage and we work with more than 30 insurers, where you can find the insurance you need at the best price in the Canary Islands and save on your insurance.
Concentrate your insurance with Canarisk
Concentrate all your insurance in Canarisk and obtain numerous advantages and benefits. Hiring all your insurance in our Insurance Brokerage in Tenerife and Las
We got the best medical insurance in the Canary Islands for you!
If you are looking for private health insurance in Tenerife and Las Palmas, you have come to the right place. Our knowledge of the local market allows us to always offer you,
Guaranteed improvement of your insurance
At Canarisk we are committed to improving any insurance you bring from the competition, under equal conditions and coverage. Your trust in our management deserves this