If you have a company or are self-employed with employees in the Canary Islands, you are interested in finding out about accident insurance under the Labor Agreement. At Canarisk, we can advise you to protect your employees and avoid unforeseen expenses for your company.
Can self-employed workers be insured in the Labor Agreement insurance?
The Labor Agreement insurance only covers employed workers, registered in the general Social Security regime and who appear in the corresponding TC2 of the company.
What does a company in Tenerife or Gran Canaria need to take out Labor Agreement insurance?
The company only needs to inform the Labor Agreement that applies to its business activity and the average number of workers that appear in TC2 in the last year. Insurers will apply the coverage and capital required by the labor agreement in question.
What other coverage does the Labor Agreement insurance have?
The coverages as well as the insured capitals of the Labor Agreement insurance, are set by the agreement itself. There are agreements that require coverage for death or disability for any reason and others that only require the same coverage in the event of an accident.
For example, the Hospitality agreement of the Province of Santa Cruz de Tenerife contemplates death or disability coverage for any cause; Meanwhile he Freight Transport Agreement of Las Palmas de Gran Canaria, only includes coverage for death or disability due to accident. Whatever your sector, we advise you. We know the local market and the reality in the Canary Islands very well. Shall we talk?
What capital does labor agreement insurance cover in the Canary Islands?
The labor agreement insurance in the Canary Islands they cover the capital stipulated in the sector or provincial agreement. For example, him Hospitality Agreement in Santa Cruz de Tenerife, covers a capital of €15.000 for death and disability coverage.
Does labor agreement insurance cover workers' medical care?
No, the insurance of collective agreements covers a capital to be compensated in case of death or disability of the worker. Medical care would not be covered, although you can hire a health insurance group for the company that would cover the workers.
How much does labor agreement insurance cost in the Canary Islands?
The price of labor agreement insurance depends on the coverage and capital established in the sector agreement. Our insurance brokers in the Canary Islands they can quote your agreement insurance in a few minutes Contact now!
