Hire your home insurance in Tenerife and Las Palmas and enjoy the peace of mind of being covered for any eventuality that may arise in the home.
In our Insurance Brokerage in Tenerife and Las Palmas, we advise you to find the best home insurance in the Canary Islands, adapted to your needs and characteristics of the home. Call us and we advise you, or Calculate the insurance to protect your home right now! with our online home insurance comparator.
What is Home Insurance?
El home insurance It is a form of insurance of the "multi-risk" type, which covers damage caused to your home and the goods that are in it. In addition, it also covers Civil Liability for damages caused to third parties.
Is Home Insurance mandatory?
No, currently it is not mandatory to have insurance for your home. But, we recommend that you do it, especially if you live in an apartment. With insurance on your home, you will live more peacefully!
Is Home Insurance mandatory in a mortgage?
Most banks grant the mortgage forcing the homeowner to take out insurance for the Continent. In this policy the rights of the insured are assigned in favor of the bank.
What is the "continent" of home insurance?
The housing continent are all the fixed installations of your home: walls, floor, installations... The value of continent is the cost of replacing these facilities in the event of a serious loss
How do we calculate the continent value of the home?
It is calculated based on the surface of the house and the quality of the construction.
What is the "content" of Home Insurance?
The content of the house it is everything that is inside the house: furniture, clothes, electrical appliances and computers... The owner of the house must provide the value of everything that is in his home.
Does my home insurance cover water leaks?
Yes, water damage coverage is one of the main home insurance coverages that we offer in our Insurance Brokerage in Tenerife and Las Palmas. Damages caused to one's own home or to that of neighbors due to leaks from the home's water installations are covered. Water damage (facility damage) must be differentiated from rain damage. In this case too Canarisk home insurance covers rain damage.
Is jewelry covered in home insurance?
In general, jewelery is covered up to a certain percentage of the declared content. In the case of jewels of a higher value, the type of jewel and its unit value must be detailed in the policy. Our insurance brokers in Tenerife and Las Palmas They will advise you when take out your home insurance in the Canary Islands.
Can I take out insurance for a rented home?
At Canarisk you can take out insurance for your home, being the owner who rents or being the tenant. In the case of owning a home for rent, you can take out specific coverage such as acts of vandalism by the tenant or loss of rent when an accident causes the home to be uninhabitable. If you are a tenant, it is not necessary to insure the "continent", and you can only insure the "content" and trousseau that is your property.
Is there comprehensive insurance for homes?
In the Home insurance you can contract the accidental damage guarantee. The insurer assumes the economic consequences of any damage that is accidentally caused in the home, as long as it is not expressly excluded in the policy.
What do I do if my home insurance goes up for giving a part?
If you are a Canarisk client, we guarantee that we will always review your insurance when it expires so that you do not have increases in the premium. If you are not a Canarisk client, call us and we will explain how to get cheap home insurance with the best guarantees.
