Hire the best health insurance in Tenerife and Las Palmas. With our health insurance comparator you will have in a few minutes the best conditions and prices for your private medical insurance.
Private health insurance is becoming increasingly popular in the Canary Islands as a solution to the problems with the public healthcare system, primarily long waiting lists and a lack of efficiency and convenience. Taking out health insurance in Tenerife and Las Palmas is quick and easy with our online health insurance comparison tool. If you need advice, our insurance brokers will help you find the policy that best suits your needs.
What is private health insurance?
Private health insurance is a type of insurance that guarantees healthcare (primary care, specialist consultations, and diagnostic tests), as well as hospital and surgical care. Different types of insurance exist depending on the healthcare services included and the premium payment method (with or without co-payments).
Why take out health insurance in Tenerife and Las Palmas?
Due to the problems facing the Canary Islands' public healthcare system, it is recommended to take out health insurance . The main advantages of health insurance are:
- No long waiting lists
- you can go hereConsultations with specialists without first needing to go to the GP
- Choosing the hospital we want to attend and the doctor who will treat us.
- BBenefits for companions in case of hospital admission.
What is health insurance for?
Health insurance will give you added peace of mind and security in the healthcare of you and your family , making up for the current shortcomings of public healthcare.
What is health insurance without copays?
Health insurance without co-payments means the insured pays a single premium for their insurance (monthly, semi-annually, annually, etc.) and can use the contracted services as often as they wish without additional payments. There is also the option of health insurance with co-payments , where the insured, in addition to the insurance premium, must pay an additional cost each time they use the contracted services. Health insurance companies inform the insured of the co-payment costs in advance, which vary depending on the type of service.
What is medical insurance?
Medical directory health insurance allows you to choose only among all the doctors and centers that are part of the company's medical directory. These medical charts are very extensive and offer a wide range of professionals and clinics of all specialties.
What is reimbursement health insurance?
With this type of health insurance, the insured has a free choice of doctors and hospitals, regardless of whether they are included in the company's contracted medical list. Services with specialists or centers not included in the medical list must be paid in advance, and later the company, upon presentation of the invoice, will reimburse the insured between 80% and 100% of the costs, as established in the contracted policy.
Can you take out health insurance without gaps?
Health insurance policies typically include waiting periods for some of the services covered, especially surgeries and childbirth. However, it's possible to waive these waiting periods if you already have another insurance policy. Contact our health insurance advisors in the Canary Islands, and we'll be happy to explain.
What is the best health insurer?
Today, many insurance companies offer affordable health insurance. At Canarisk, we recommend consulting our health insurance experts in Tenerife and Las Palmas when renewing or purchasing health insurance in the Canary Islands. There are many factors to consider to find the best health insurance policy tailored to your individual circumstances.
