Active Tourism Civil Liability Insurance is mandatory in the Canary Islands. We have the best Civil Liability insurance for organizers of outdoor sports events, tourist intermediaries, tour guides, clubs, schools, associations and other entities involved in the organization or implementation of sports or adventure activities in Tenerife and the palms.
What is Active Tourism Civil Liability insurance?
Civil Liability insurance guarantees the insured their non-contractual civil liability for damages caused to other people, always within the exercise of the activity declared when contracting the policy. In the case of Active Tourism CR insurance, it is designed and adapted to provide coverage for the activities included in the definition of Active Tourism in the Canary Islands.
What does the Active Tourism Civil Liability insurance cover?
Active Tourism Civil Liability insurance in the Canary Islands mainly covers compensation arising from damages during the practice of outdoor sports and adventure activities.
Is it mandatory to take out Active Tourism Civil Liability insurance in the Canary Islands?
The Canary Islands Active Tourism Decree mandates that legal entities or individuals engaged in the development or organization of outdoor sports or adventure activities must take out liability insurance. Furthermore, Active Tourism Accident Insurance is also mandatory.
How much capital should I take out in my Active Tourism Civil Liability policy in the Canary Islands?
The Decree of Active Tourism in the Canary Islands establishes that the minimum capital in Civil Liability insurance is €600.000.
Who pays the ransom of a hiker in the Canary Islands?
In our post "Who pays for the rescue of a hiker in the Canary Islands" we expand on the responsibility of the organizers of hiking routes in the Canary Islands.
How much does Active Tourism Civil Liability insurance cost in the Canary Islands?
The premium for Active Tourism Liability Insurance depends primarily on the sporting activity or adventure being organized, the annual revenue (or estimate if it's a new activity), and whether the company or self-employed individual has employees. With this information, our insurance brokers in Tenerife and Las Palmas can tailor the best Active Tourism Liability Insurance policy to the client's needs.
