At Canarisk we have extensive experience in insurance for the business sector in the Canary Islands. With our risk audit services, we detect all the insurance needs of the company and offer a personalized insurance program adapted to the real needs of the company.
Do you have a business in the Canary Islands? Invest in peace of mind and protection, whatever your activity, hiring the best multi-risk insurance of shops in the Canary Islands.
Offices are not exempt from unforeseen events, which is why we offer you the best office insurance in the Canary Islands
Thanks to our knowledge of insurance in the Canary Islands, we advise you on which Labor Agreement insurance you should hire your company for its workers.
With our audit services, we analyze your risks and offer you the best General Civil Liability insurance in the Canary Islands.
We have extensive experience in all professional sectors in the Canary Islands. We provide the best advice so that you consider the risk of your professional activity and take out the best Professional Civil Liability insurance.
What does SME insurance cover?
SME insurance is an insurance modality for companies or industries that, due to their activity, need a broader specific protection. This insurance, in addition to including all the basic guarantees of a multi-risk insurance: fire, water damage, atmospheric phenomena, theft and vandalism, etc., may include more specific coverage such as the breakdown of machinery or electronic equipment typical of the business activity, the loss of benefits due to the stoppage of the activity and even extend the coverage to All Risks.
What is the All Risk Material Damage insurance?
The All Risk of Material Damages gives total protection to your company or industry, since it covers all material damage suffered by the assets of your company (property, professional trousseau, machinery, merchandise...), as a result of unforeseen accidental events that do not are specifically excluded in the insurance contract.
Is civil liability covered in SME insurance?
SME policies allow the option of contracting the Civil Liability guarantee, although depending on the type of business activity it is better to contract a specific Civil Liability policy. Whether individually or included in the SME policy, it is very important that the company has its liability insured for damages caused to third parties due to the development of its activity. All companies should have their Civil Liability insured for damages, both material and personal, caused to third parties.
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